Sukanya Samriddhi Yojana Interest rate update: New interest rate applies, understand how you will get 65 lakhs

Sukanya Samriddhi Yojana interest update: Sukanya Samriddhi account is considered as a safe investment for daughters. If you want to give a gift to your daughter in connection with New Year, Sukanya Samriddhi Yojana is a good alternative. Sukanya Samriddhi Yojana from the government not only gives you a chance to earn great returns, but you will also be assured of your daughter’s higher education, career and marriage. Under Sukanya Samriddhi Yojana, an account can be opened for a daughter under 10 years.

Sukanya Samriddhi Yojana interest update

Sukanya Samriddhi Account Scheme is a small savings system from the central government for daughters. Launched under the Beti Bachao-Beti Padhao Schedule. Sukanya Samriddhi Yojana has the best interest rate system

How to open a new Sukanya Samriddhi account

Sukanya Samriddhi account under Sukanya Samriddhi Yojana can be opened after the birth of a girl child before the age of 10 by depositing at least 250 Rs. Under Sukanya Samriddhi Yojana, you can deposit up to a maximum of 1.5 lakh Rs during the current financial year. Annually Rs. At present, it receives 7.6 percent interest.

In this SSY, any person can open a Sukanya Samriddhi account for their two daughters. Daughters can withdraw money from this account at the age of 21. In this system, the amount will be doubled in 9 years 4 months. Account under Sukanya Samriddhi Yojana can be opened in any authorized branch at any post office or commercial branch.

Saving Rs 416 per day will make Rs 65 lakh like this

If you have started investing in 2022 and your daughter’s age is 1 year. If you now save 416 Rs daily, you need to invest Rs 12,500 in one month. If you deposit Rs 12,500 every month into your Sukanya Samriddhi account, you will need to invest Rs 1.5 lakh in one year. In 2043, when the daughter turns 21, Sukanya Samriddhi Yojana will mature, then the total maturity amount will be 6,500,000 Rs.

Know how to get 65 lakh rupees

  • If you invest Rs 3,000, ie Rs 36,000 annually in this Sukanya Samriddhi account every month, you will get Rs 9,117,574 after 14 years with 7.6 percent composition annually.
  • 21 years, ie at the due date, this amount will be around 15,22,221 Rs! That is, if you deposit Sukanya Samriddhi Yojana by saving 100 rupees, then you can create a fund of 15 lakh rupees for the daughter.
  • At the same time, by saving up to Rs 416 per day, you can add Rs 65 lakh.

How long will this account be?

After opening a Sukanya Samriddhi Yojana account, it can continue until the girl child turns 21 or is married after the age of 18.

Sukanya Samriddhi Yojana interest update

The special system operated for daughters will continue to receive 7.6 percent interest on the amount deposited in the Sukanya Samriddhi account. Recently, the government had announced the interest rate on small savings programs. In this announcement, there was no change in interest rates for many systems including Sukanya Samriddhi Yojana. Also in the last quarter, 7.6 percent interest was received in Sukanya Samriddhi Yojana (SSY), which will continue during the current quarter.

About the plan in detail

This Sukanya Samriddhi Yojana was started by Prime Minister Narendra Modi in 2015 during the “Beti Bachao-Beti Padhao” campaign. If you look at other small and large savings systems, there is no return at this rate, even on small deposits like Rs.250. A limit of 250 Rs has been kept for one year, which is the lowest. That is, you can deposit at least 250 rupees into this Sukanya Samriddhi account. There is an exception for depositing up to a maximum of 1.5 lakh Rs.

What is special is that in Sukanya Samriddhi Yojana, the father who deposits money in the daughter’s name receives the benefit of tax exemption from the government. That is, on the one hand, the daughter’s future is secured, on the other hand, the father gets the opportunity to save. It is very beneficial to open a Sukanya Samriddhi account for daughters.

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