Sukanya Samriddhi Yojana Interest Rate 2022: This program was started by our Prime Minister Narendra Modi on January 22, 2015 for the bright future of daughters. During this Sukanya Samriddhi Yojana, parents open a Sukanya Samriddhi account at any national bank or post office in the name of their beloved daughter. The money deposited in the savings account of the parents will be used for his education and marriage.
Sukanya Samriddhi Yojana interest rate 2022
Sukanya Samriddhi Yojana interest rate
On the Sukanya Samriddhi account, parents can have a minimum of 250 / – and a maximum of Rs. 1.5 lakh can be deposited. In the beginning, the interest rate on savings was 9.1%, but now it has fallen and now it is 8.6% per year. The main purpose of starting this Sukanya Samriddhi Yojana is to increase the number of girls in the country and to create a balanced gender distribution.
All information about Sukanya Samriddhi Yojana Calculator we share here in this article, interested applicants can apply for this Sukanya Samriddhi account from the official website with this page.
Benefits of SSY
This Sukanya Samriddhi account is most beneficial for daughters as they can use this amount for their studies and marriage. No income will be charged on the maturity amount. Arguments for income tax can be submitted by the parents of the girl child. The minimum age for this Sukanya Samriddhi Yojana is 10 years! 50% of the maturity amount can be taken out at the age of 18 for the education of girls and the remaining 50% can be taken out at marriage at the age of 21 years.
Sukanya Samriddhi Yojana document
Here we share the important documents that are mandatory to upload during the application process for Sukanya Samriddhi Account.
- Aadhar card
- Birth certificate
- PAN card (depositor)
- Ration card (depositor)
- Photo in passport size (girls and parents)
- Contact number and address
Sukanya Samriddhi Yojana interest rate 2022
| From 1 July 2018 – 30 September / 2018 | 8.1% |
| From 1 October 2018 – 31 December / 2018 | 8.5% |
| From 1 July 2016 | 8.4% |
| Current interest rate (from 1 April / 2020) | 7.6% per year |
Banks under SSY
Here we share the list of banks where applicants apply for Sukanya Samriddhi Yojana, according to the rules, 28 banks that fall under RBI can open Sukanya Samriddhi account, we list below parts
- Allahabad Bank
- State Bank of India (SBI)
- axel Bank
- Andhra Bank
- Bank of Maharashtra (BOM)
- Bank of India (BOI)
- Corporation Bank
- Central Bank of India (CBI)
- Canara Bank
- Dena Bank
- Bank Of Baroda (BOB)
- State Bank of Patiala (SBP)
- State Bank of Mysore (SBM)
- Indian Overseas Bank (IOB)
- Indian Bank
- Punjab National Bank (PNB)
- IDBI Bank
- ICICI Bank
- Syndicate Bank
- State Bank of Bikaner And Jaipur (SBBJ)
- State Bank of Travancore (SBT)
- Oriental Bank of Commerce (OBC)
- State Bank of Hyderabad (SBH)
- Punjab And Sind Bank (PSB)
- Union Bank of India
- UCO Bank
- United Bank of India
- Vijay Bank
The application process for Sukanya Samriddhi Yojana
- To apply for a Sukanya Samriddhi account, applicants must visit the nearest bank or post office
- From there, applicants must submit the application form
- Now fill in your and your daughter’s information correctly in the application form
- Attach mandatory documents
- Finally, submit the application form where you submit
Sukanya Samriddhi Yojana post office
Applicants who want to apply for Sukanya Samriddhi Yojana from the post office can follow this process
- First, applicants must open the official website www.indiapost.gov.in
- Go to the “Banking & Remittance” option from the website of the official website
- Now select the option for posting savings plans
- From here, select the “Sukanya Samriddhi Account” (SSA) option.
- Here you get complete information about the layout
- Read it carefully and apply for the order
Sukanya Samriddhi Yojana was started by Prime Minister Narendra Modi. It is a daughter benefit system according to which parents can open a savings account for their daughters’ bright future. You can apply for Sukanya Samriddhi Yojana at national banks and nearest post offices. The minimum age to open a Sukanya Samriddhi account is 10 years.
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