Sukanya Samriddhi Yojana calculation: Save 416 Rs in SSY, get a profit of Rs 65 lakh, see calculation here

Sukanya Samriddhi Yojana calculation There has been no change in the interest rate on Sukanya Samriddhi Yojana. Sukanya Samriddhi Yojana (SSY) is one such system run by the central government that has been specially prepared for the daughters so that their future can be secured. If you are also the father of a daughter, then do something special for your daughter this new year. In this new year, make such a plan for the daughter that your loved one will never have to face the problem of money.

Sukanya Samriddhi Yojana calculation


You can create a huge fund for your daughter by saving only Rs 416 per day in Sukanya Samriddhi Yojana. These savings of Rs 416 per day will later be a hefty sum of Rs 65 lakh for your daughter.

What is Sukanya Samriddhi Yojana? (Sukanya Samriddhi Yojana calculation)

Sukanya Samriddhi Yojana is one such long-term system, by investing in which you can be sure of your daughter’s education and future. You do not even have to invest a lot of money for this. First of all, decide how much money you need for your daughter when she turns 21. Let’s tell you about her full calculation.

The government’s best system for daughtersSukanya Samriddhi Yojana calculation,

This is a popular scheme from the government to improve the future of daughters. Under Sukanya Samriddhi Yojana, the account of a daughter up to 10 years can be opened. In this you can deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh annually. This system will mature when the daughter turns 21. However, your investment in this system (SSY) will be locked at least until the daughter turns 18. Even after 18 years, she can withdraw 50% of the total amount from this system. Which she can use for graduation or further studies. After this, all money can only be withdrawn when she turns 21 years old.

Money is deposited only for 15 years

The good thing about this system (Sukanya Samriddhi Yojana) is that you do not have to deposit money for a full 21 years, money can only be deposited for 15 years from the time the account was opened, while interest on that money is available until the daughter’s age. Remains 21 years old At present, the government gives interest on it at 7.6 percent per year. This system (SSY) can be opened for two daughters in the house. If there are twins, 3 daughters can also benefit from the system.

how to prepare for investments

First of all, you need to decide how much you will need for your daughter when she turns 21. The earlier you start the program (Sukanya Samriddhi Yojana), the more amount you will receive on the due date, ie the daughter will be 21 years old. The mantra to invest is to choose the right time.

when to start investing

As if your daughter is 10 years old today and you started investing today, you will only be able to invest for 11 years, in the same way if you have a 5-year-old daughter and you start investing, you will be able to invest for 16 years. So that the maturity amount increases. If your daughter is 1 year old today in 2021 and you start investing, she will mature in 2042. And you can get the maximum benefit from this system (Sukanya Samriddhi Yojana).

65 lakh rupees will be made like this from 416 Rs

  • Here we assume that if you start investing in 2021, your daughter’s age is 1 year.
  • Now you have saved Rs 416 per day, then Rs 12,500 in one month
  • If you deposit Rs 12,500 every month then Rs15,00.00 in one year
  • If you make this investment in just 15 years, the total investment is Rs 2,250,000
  • You received a total interest of Rs 4,250,000 of 7.6 percent pa
  • This system (Sukanya Samriddhi Yojana) will expire in 2042 when the daughter turns 21, then the total maturity amount will be Rs.6,500,000.

It is this calculation that you need to take into account. By saving just Rs 416 per day, you can save your daughter’s future. The key to any investment is to start early. The sooner you start this system (Sukanya Samriddhi Yojana), the more you will benefit from it.

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