Sukanya Samriddhi Account – Update: If you are considering investing in the coming days, you can do so in mail savings programs. You definitely get good returns in these systems. The money invested in this Sukanya Samriddhi account is also completely safe. If the bank fails, you only get back 5 lakh. But that is not the case at the post office. Apart from this, investments can be started with a very small amount in Sukanya Samriddhi Yojana at the post office.
Sukanya Samriddhi Account – Update
The Sukanya Samriddhi account is also included in the post office’s small savings program. Tell us about this schedule in detail. The Post Office’s Sukanya Samriddhi Yojana offers an interest rate of 7.6 percent annually. This interest rate applies from 1 April 2020. The interest rate is calculated and composed on an annual basis.
A minimum of Rs 250 and a maximum of Rs 1.5 lakh can be invested in Sukanya Samriddhi Yojana during a financial year. It must be inserted in multiples of Rs.50. A lump sum can also be deposited into the Sukanya Samriddhi account. There is no limit to the number of deposits in a month or a financial year.
Under this post office Sukanya Samriddhi Yojana, parents can open an account in the name of girl children under 10 years. Under this system, only one account can be opened in the girl’s name at any post office or bank in India. This Sukanya Samriddhi account can be opened for a maximum of two girls in the family. For twin girls or triplets, more than two accounts can be opened.
The account can be closed at maturity after 21 years from the date of opening the Sukanya Samriddhi account under this system. In addition to this, the account can also be closed at the marriage after the girl has turned 18 years old. Deductions can be claimed under section 80C of the Income Tax Act on the amount deposited at the Post Office’s Sukanya Samriddhi Yojana. According to this section, the benefit of tax exemption is available on the maximum amount up to 1.5 lakh Rs.
If you also want to secure your daughter’s future, by investing money in a Sukanya Samriddhi account, you can give her a New Year’s gift. The parents who have a daughter under 10 years in the house can benefit from this Sukanya Samriddhi Yojana. You can also save tax by joining this system. With a view to the daughters’ better future, the central government has started this system. In this schedule you can open an account with a small amount.
The daughter’s future will be secure: Sukanya Samriddhi Account – Update
By joining Sukanya Samriddhi Yojana, you can actually enhance your daughter’s future. Those whose age is less than 10 years, their parents can add a small amount each month to this Sukanya Samriddhi account system, which will be a big fund in the future.
Account opening is easy
The Central Government launched this Sukanya Samriddhi Yojana in 2015 during the Beti Bachao-Beti Padhao campaign. You can open its Sukanya Samriddhi account in any bank or post office. One can invest at least Rs 250 in Sukanya Samriddhi Yojana annually and deposit up to a maximum of Rs 1.5 lakh.
According to the information obtained from the official website, you get 7.6% interest annually in Sukanya Samriddhi Yojana. The earned interest is credited at the end of each financial year. Money can be withdrawn from the account of Sukanya Samriddhi Yojana even before the due date under certain conditions. But doing so will reduce the benefits of the Sukanya Samriddhi account.
Also read – How to open a mail savings account: How to open a mail savings account, this is the complete process
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