SSY Yojana default account: Even today, there is an urgent need to work for the position of girls in our society. Parents care more about their daughters than their sons and even the governments! That is why governments continue to change and new systems continue to emerge for us for a better and more secure future for daughters. One such system is run by Modi’s government, Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) , SSY Scheme is a fantastic system developed by the government for a better future for daughters.
SSY Yojana default account
According to this system, the account holder can invest a minimum of Rs 250 and a maximum of Rs 1.5 lakh during a financial year in his account. The purpose of this system is to save tax and it has many other benefits. Now the government has launched Sukanya Samriddhi Yojana (Sukanya Samriddhi Scheme) Some changes have been made to the rules. Knowing which is important for those who invest in this system (SSY Yojana)!
Benefits of investing in SSY (Sukanya Samriddhi Account Benefits) systems
Sukanya Samridhi Yojana was launched as part of the Beti Bachao, Beti Padhao Yojana initiative (Sukanya Samriddhi Yojana) Provides many types of benefits to investors. Sukanya Samriddhi Yojana offers a higher fixed return of 7.6% per year compared to other state-supported tax savings schemes such as PPF. As SSY is a government support system, it provides a guaranteed return. SSY offers tax deduction benefits according to section 80C up to Rs. 1.5 lakh annually!
Anyone can deposit at least Rs. 250 in one year and maximum deposit 1.5 lakh in one year! This ensures that people with different financial statuses invest in the system. (Investment) can do ! Sukanya Samriddhi Yojana (SSY) is a long-term investment plan because it offers the benefit of mixing annually. Therefore, even small investments will give great returns in the long run! Sukanya Samriddhi accounts (Sukanya Samriddhi account) The SSY account can be freely transferred from one part of the country to another (bank / post office) in the event of a transfer by a parent / guardian who operates!
Sukanya Samriddhi Yojana (SSY) Authorization
- Only the parents or guardians of a daughter can open an account in the Sukanya Samriddhi Scheme.
- The girl’s age should be less than 10 years when the account is opened.
- Only one account can be opened in the girl’s name
- Only two SSY accounts for one family (SSY account) is allowed, ie one for each girl child.
- Note: Sukanya Samriddhi account can be opened for more than two girls in some special cases which are
If a girl is born before the birth of twins or triplets. Or if the first three children are born, a third account can be opened.
If a baby girl is born after the birth of twins or triplets. So the third Sukanya Samriddhi account can not be opened
What rules have changed (SSY Yojana Defaulter Account)
In fact, as we told you this plan (Sukanya Samriddhi Yojana) According to this, at least 250 rupees must be deposited in a full year. If an account holder can not do this, he is considered a negligence. Now the amount deposited in such a neglected account will receive the same interest rate, which would have been fixed for the system. 7.6% interest is available on the Sukanya Samriddhi account. Previously, the interest rate on the maturity account (SSY Interest Rate) was equal to the interest rate on the Post’s savings account.
Also first this SSY account (SSY account) The closure could have been done due to sympathy before maturation (in case of death or life-threatening illness of the guardian of the girl child) but now it can not be done. Also Sukanya Samriddhi Yojana (Sukanya Samriddhi Scheme) Now the account holder’s girls can only manage the account themselves after reaching the age of 18. After the first 10 years, the girl used to get this right. To now take responsibility for the account, the documents for his age must be submitted to the post office.
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