SSY schema All details: Sukanya Samriddhi Yojana (Sukanya Samriddhi Yojana) What a very beneficial plan! This is a small savings plan! This arrangement is for the people who want to produce their daughter. Parents often cannot spend money on girls’ education and their marriage. Too much was devoted to studies and marriage. The main purpose of this system (SSY Scheme) is to bring about change in girls’ lives so that girls can also follow the country’s progress. They also get the same opportunities that men get.
SSY schema All details
In our country, daughters are considered a burden. Due to customs such as dowry and social, parents consider girls a burden. Parents are most concerned about the girl’s marriage and dowry, due to which they are not happy with the birth of daughters. With his words in mind, Sukanya Samriddhi Yojana (Sukanya Samriddhi account) It was started by our country’s then Prime Minister. Information about this scheme (SSY Scheme) will be available via this post.
Where to open SSY account 2022
In Sukanya Samriddhi Yojana, the girl’s account must be opened by the parents at their nearest office or any bank. Even the girl’s age should not be more than 10 years. For this, the girl’s birth certificate must be kept with you. According to this system (SSY), the government will give 7.6 percent annual interest on the amount deposited in the girl’s account. The government will review the interest rate every year and will announce the interest rate in the general budget, which is constantly changing.
The minimum annual amount to be deposited in this is Rs 250 and the maximum is up to Rs 1.5 lakh. Parents will not receive interest for one or two years but only after depositing until 14. Otherwise, the interest benefit (SSY Interest Rate) will not be available!
When and who can withdraw money from SSY account
Sukanya Samriddhi account (Sukanya Samriddhi account) The amount can only be withdrawn after 14 years of opening. In this, the girl’s age should be 21 years. If the girl marries before the age of 21, the interest will be given. Under SSY Yojana, only that person can withdraw the amount in whose name the account is there.
this plan (Sukanya Samriddhi Scheme) There is no tax on the amount deposited in the girl’s bank. While it is taxed to have a certain amount in another account. In this way, the government gets full tax exemption according to section 80C of the Income Tax Act.
How many accounts can be opened in a family
There can be one girl in a house and there can also be two girls. Only two SSY accounts in the family (SSY account) Can only be opened! If the account for one daughter is opened and the mother gives birth to two children at the same time for the second time, in such a situation the account for all three daughters can be opened.
Sukanya Samriddhi Yojana only Indians (Sukanya Samriddhi Yojana) You can open your account in This system is fully implemented in India. The daughter’s age is at least 10 years old, the account can not be opened. Indians living abroad cannot take advantage of this system if they want to.
Fines / fines (Sukanya Samriddhi Yojana All details)
In this system (Sukanya Samriddhi Scheme) the girl’s parents have to pay 250 rupees a year to the bankers to deposit the girl’s account. If he cannot do so, he must pay 50 rupees as a penalty to the bank. 300 rupees will have to be paid for one year including fines of 250 rupees and 50 rupees.
Your Sukanya Samriddhi account if you do not pay the penalty (Sukanya Samriddhi account) Will be closed! The interest rate you used to receive on your Sukanya Samriddhi account will no longer be available. You can also activate this account (SSY account) later, but for this you have to pay a penalty!
Can I withdraw money from my account after 14 years?
If you want to withdraw money for girls’ college education, then you can withdraw! But there is a limit to withdrawing money that you can only withdraw 50 percent of the amount deposited, for example if it is in my Sukanya Samriddhi account (Sukanya Samriddhi account) If I have 10 lakh rupees, then I can take out 50 percent of it, ie 5 lakh rupees!
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