Post Office 6 Superhit Schemes: 16% interest will be available at the post office! Many are worried about investing in the Corona crisis! Many people wonder which plan to invest in. Lockdown often makes you worry about investing! We wonder which system we should invest in, some prefer to invest in a bank! But investing in a post office is even more advantageous! You get a huge return on your investment in Post! The amount invested in the post (India Post) in a short time gives a good return! There are about 6 types of savings systems in the post. Many of these systems are exempt from tax under Section 80C.
Post Office 6 Superhit Schemes
National savings certificate
This is a very well known system for the post office. The National Saving Certificate Scheme earns 6.8% interest for the quarter ending December. Under this system of Post Office (India Post) you can invest 100 Rs. Also, after 100 Rs, there is no investment limit in this system (Post Office NSC). For the first time, the investor earns 6.8 percent interest per year! Investments can be made in the system (Post Office NSC) for five years.
The national pension system
NPS (Post Office NPS) is a pension plan. It has been started by the central government. Exceptions of up to 1.5 lakh Rs are available under section 80C of the Income Tax Act. There is also an opportunity to invest in 6 different funds in this system for Post Office (India Post). There is no limit to investing in Post Office NPS. You can also invest Rs 500 in this government system. According to this system (Postverket’s general pension system), the employee receives a lump sum at the time of retirement.
Sukanya Samriddhi Yojana
The Sukanya Samriddhi account was launched in December 2014 to encourage the provision of small savings for girls’ education and their marriage. Consumers also took full advantage of Post Office (India Post) Sukanya Yojana which was launched to lift girls amid concerns over declining birth rates! The state has further changed this system and made some changes to the rules. Posten has lowered the interest rate according to this system to 7.6 percent. A minimum of Rs 250 and a maximum of Rs 1.50 lakh can be invested in this system (Sukanya Samriddhi Yojana). The system also offers tax exemption under section 80C.
Kisan Vikas Patra
This is a great option at the post office for small investments! Posten’s savings system now has an interest rate of 6.9 percent! By investing in this system of Post Office (India Post), you will get better returns! But this arrangement (Post Office Kisan Vikas Patra) does not provide tax exemption. Previously, the term in the system was 113 months. It has now been raised to 124 months. At least 1000 rupees must be deposited in Kisan Vikas Patra (Post Office Kisan Vikas Patra)! In addition, there is no limit to the maximum investment.
15-year public supply fund account
You can open a PPF account at the post office for 500 Rs! Of this, 7.1 percent interest is given on the deposit amount. Account holders must deposit Rs 500 and a maximum of Rs 50 lakh into their account. The account limit is also 15 years. We can also open joint accounts at the post office (India Post). You also get the opportunity to register in this system (Post Office PPF account). It gives you a good return on your investment of one lakh rupee during a fiscal year.
Post office with fixed deposit (FD)
You can invest lump sums for a specified period in the Post Office Term Deposit. This post office has the opportunity to invest for one to five years. You can take advantage of fixed returns and interest on the mail. Four options are provided on Post Office (India Post) Term Deposit (FD) accounts. One year, two years, three years and five years, investments can be made in this system. Under this system (Post Office Fix Deposit), you can receive tax relief under Section 80C of the Income Tax Act, 1961.
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