PM Jan Dhan Account Facility: You have often used Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) Must have heard of! Prime Minister Narendra Modi also addressed these Jan Dhan accounts in her speech. (PM Jan Dhan account) Keep mentioning! One of their most important things is that they have zero balance accounts and people with low income groups can also open it. Know now! If such a facility of these accounts, under which the benefit of up to 10 thousand rupees is available!
PM Jan Dhan Account Facility
Central Government Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) The public likes it! Especially liked by Indian women! This is the reason why 44.12 crore accounts have been opened until December 15, 2021 under Pradhan Mantri Jan Dhan Yojana. In this, more than 55 percent of account holders under Prime Minister Jan Dhan Yojana are women. This information has been tweeted by the Department of Financial Services under the Ministry of Finance.
Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana) According to the information available on the US website, 44.17 million Jan Dhan accounts have been opened across the country until December 30, 2021. Approximately 1.5 lakh rupees (149,969.70) are deposited in these accounts. However, the Department of Financial Services, which works under the Ministry of Finance, tweeted. Of all the Jan Dhan accounts that have been opened in the country so far, more than 55 percent of the accounts have been opened by women.
What is the facility for 10 thousand rupees: PM Jan Dhan Account Facility
Jan Dhan reports (Jan Dhan account) You can take out an overdraft facility of Rs 10,000 even if you have a zero balance. This is the meaning of overdraft facilities! That the customer can withdraw a limited amount from the bank account even if the balance is not there. Previously, this option was available for only 5000 Rs in Jan Dhan accounts. But some time ago, the government has increased this possibility to 10,000 Rs.
Who can benefit from overdraft facilities and how
To take advantage of this 10,000 checking account credit, your Jan Dhan account should be more than 6 months old! The age of withdrawal should not be higher than 65 years. Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) The possibility of overdraft will also be available on accounts before 6 months, but it will only be up to 2000 Rs.
what are jan dhan accounts
In 2014, the Modi government in the center had given permission to open a Jan Dhan account on a zero balance. Previously, the government’s goal was to give everyone in the country the opportunity to maintain an account. Over time, it aims to provide gas subsidies through direct subsidies, scholarships, state pensions, etc. These accounts were opened to make everyone in the country subject to financial inclusion. Over time, Pradhan Mantri Jan Dhan Yojana (Pradhan Mantri Jan Dhan Yojana) became very popular! Through them, the government brought money to the people.
how to open an account
Under Pradhan Mantri Jan Dhan Yojana, more accounts will be opened in public banks. But if you want, you can also open your Jan Dhan account in a private bank. If you have another savings account, you can also convert it to a Jan Dhan account. The biggest feature of Jan Dhan Account is that there is no need to maintain the minimum balance in it. All citizens of India who are 10 years of age or older can open a Jan Dhan account.
get a profit on lakhs
Customers get many benefits in Jan Dhan Account. Significantly, Pradhan Mantri Jan Dhan Yojana is one of the government’s ambitious plans. Prime Minister Jan Dhan Yojana (PM Jan Dhan Yojana) The purpose is to connect more and more people to the banking system. Jan Dhan accounts can be opened in banks, post offices and nationalized banks.
Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana) During this, customers also get many other financial facilities. Customers get an insurance of 1.30 lakh Rs when they open this account. Where the nominee receives an amount of 1 lakh Rs in case of death. Along with this also includes general insurance of 30 thousand rupees. In the event of an accident under general insurance, the Jan Dhan account holder will receive 30,000 rupees. Indian citizens over the age of 10 can open this account.
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