NPS: There will be no tension of retirement in old age! 50,000 rupees come into the account every month, the calculation here knows

NPS pension system To become a millionaire, no rocket science is required, but regular investments and choosing the right system are required. We’ll tell you how you can get 50,000 in retirement. If you also want your old age to be safe and you have no problems with money in old age, then you should make a plan (NPS) in advance. You should start saving for retirement from the day you start your job.

NPS pension system


In fact, the earlier you start saving, the more money you will receive until retirement. There are many investment options available to you to accumulate pension funds such as EPF, NPS (National Pension Scheme), stock market, mutual funds, real estate etc.

Pension plan with NPS (NPS pension system,

Among all this, NPS (National Pension Scheme) is one such option that is safe and provides good returns. We will tell you how you can arrange a pension of Rs 50,000 per month for yourself through the new pension system (NPS).

50,000 pension in pension (NPS pension system,

Let’s say you’re 30 now. Today if you invest 10,000 rupees every month in the NPS (National Pension Scheme). So until retirement, ie after 30 years, when you will be 60 years old, you will have a lump sum of more than 1 crore rupee and pension will come every month 52 thousand rupees, it is different. That is, your old age will pass without stress and will not depend on anyone.

invest in nps

  • Your age – 30 years
  • Retirement age – 60 years
  • Monthly investment in NPS – 10,000
  • Estimated return – 9 percent
  • Annuity – 20 years
  • Investment in the system – 40 percent
  • Estimated return on annuity – 6 percent

Will retire as a millionaire

The state guarantees NPS (National Pension Scheme), ie you get an annual return of 9 to 12 percent. At maturity, you must invest 40 percent in an annuity in order to receive a regular pension, the return on annuity is also close to 6 percent. Now with the help of NPS calculator, know how much amount you will get after 30 years. After retirement according to NPS calculator

  • Your net worth is Rs 1.84 million
  • Non-recurring amount SEK 1.10 million
  • Pension 52 857 Rs per month
  • NPS return depends on several factors

Remember that all of these calculations are approximate, numbers and returns may vary. If you want to increase or decrease your monthly pension, you must increase or decrease your investment in NPS (National Pension Scheme) accordingly. NPS’s net worth and pension depend on several factors, such as your age and stock market performance. Anyone between the ages of 18 and 65 can invest in NPS.

Tax benefits in NPS

Through NPS (National Pension Scheme) you can save tax up to Rs 2 lakh annually. According to section 80C of income tax, you can save tax up to a maximum of 1.5 lakh Rs, but investing in NPS gives an extra tax exemption of Rs 50,000.

There are two types of NPS

There are two types of NPS (National Pension Scheme), NPS Tier 1 and NPS Tier 2. The minimum investment in Tier-1 is 500 Rs while in Tier-2 is Rs 1000. However, there is no maximum investment limit. There are three investment options available in NPS. Where the investor must choose where to invest his money. Shares, corporate debt and government bonds. With more investments in equity, it also gives a higher return. Remember that you should make an investment only after talking to your investment advisor.

Also know – NSP Status Check 2022: Scholarship not received yet, check your scholarship status like this, see here

PM Kisan: 2000 of the 10th part did not get into the account? Credit will remain until this date, check the date immediately

UP E Shram card payment status: Compensation sent to accounts for 1.5 crore workers, check online like this

SBI E Mudra Loan Online: Under this schedule, take E Mudra Loan from SBI, you will get it in just 1 minute, see here

Leave a Comment

Aadhaar Card Status Check Online PM Kisan eKYC Kaise Kare Top 5 Mallika Sherawat Hot Bold scenes