Kisan credit card Apply now: Farmers will be able to take out loans without guarantee, know how to take advantage

Kisan Credit Card Apply Now: Kisan credit card is a system from the Central Government of India. The main purpose of this system is to save farmers from the high interest rates that are usually charged by money lenders in the disorganized sector. The government will make sure to provide a low interest rate of up to 2% to the farmers under the Kisan credit card system. The repayment period for the loan amount in the KCC system will depend on the harvest or marketing period for that crop. From which this loan amount was taken!

Kisan Credit Card Apply Now

Kisan Credit Card Apply Now

Kisan Credit Card Apply Now

Through the KCC system, farmers will receive an unsecured loan of up to Rs 1.60 lakh from the government. Under this system, crop insurance systems will also be provided to the farmers. The Government of India will also provide insurance cover to the farmers in the Kisan Credit Card Scheme. There up to 50,000 Rs are given against permanent disability and death and 25,000 against other risks. Through Kisan credit card, a business owner can take a loan amount of up to 3 lakh Rs.

Eligibility for Kisan credit card system

To receive benefits under this Kisan credit card, candidates must first meet the eligibility criteria. Without meeting the eligibility criteria, they cannot continue with this process. In the Kisan Credit Card Scheme, all farmers who work individually or as joint borrowers of land. They will be able to benefit from it! The owners and farmers are also entitled to benefit from the KCC Scheme. According to the system, all tenants or oral tenants and co-owners of agricultural land will be able to receive the benefit.

In this system (Kisan credit card), all self-help groups or joint responsibility groups, including tenants or co-owners, will be able to receive benefits! To take advantage of this system, farmers have to pay 5,000 Rs and more. Should be entitled to production credit on K, and then he will be entitled to KCC. All farmers under the Kisan Credit Card System who are entitled to short-term loans for crop production or other allied activities as well as for non-agricultural activities.

Necessary documents

To take advantage of this system of Government of India (Kisan Credit Card Yojana), the candidate should have some mandatory documents that are!

  1. Proof of identity – In this the PAN card, Aadhar card, driver’s license, passport, voice ID! Card for foreign citizen in India, card for person of Indian origin, job card issued by NREGA, letter issued by UIDAI can be provided!
  2. Proof of address – This includes farmer Aadhar card, driver’s license, passport, electricity bill more than 3 months old, ration card! Property registration documents, cards for persons of Indian origin, job cards issued by NREGA, bank account details can be provided. ,

Kisan Credit Card Apply Now

To process the application in this scheme, the candidate must go to the official website of Kisan Credit Card Scheme. The candidate must first make sure of this! That he should visit the preferred bank’s website and visit their Kisan credit card department. And after that, the farmer must download and print the application form. After this, they have to fill in the KCC application form carefully without any mistakes.

After this, the farmer must send in the scanned copy of the documents requested in the form. Or they can deposit Kisan Kreditkort Yojana at the nearest bank branch. The loan agent will then share all the necessary information on the card with the applicant. After this, when the loan amount is approved, the card (Kisan Credit Card) will be sent. After that, candidates can start using this card after receiving KCC.

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