Kisan credit card – 2022: Prime Minister Kisan Samman Yojana and Kisan credit cards are linked. On this Kisan credit card system, the government provides loans to the farmers at affordable rates. Let us know how you can take advantage of this KCC schedule. To sow crops, farmers receive loans from banks at very low interest rates. This loan is given only through Kisan credit card.
Kisan Credit Card – 2022
In this Kisan credit card system, farmers get loans up to 3 lakh Rs without guarantee. At the same time, short-term loans of 5-3 lakh Rs are given at an interest rate of only 4 percent. The state provides a subsidy of 2 percent on this loan. At the same time, a discount of 3 percent is given when repaying the loan on time. In this way, this loan is only available at 4 percent, but if there is a delay in the repayment of the KCC loan, the interest rate on this loan is 7 percent.
How to get Kisan credit card
- Kisan credit cards can give you many benefits. In such a situation, to get it done, you must first go to the official website of Kisan Yojana.
- Now you have come to the website, here you will see the form of Kisan Credit (KCC), you have to download it.
- After this, you must fill in this form and also attach the documents to be submitted to the bank. There are usually only three types of documents to be submitted to the bank.
- Now with this completed form, you will also need to attach your required documents. At the same time, after submitting them, your Kisan credit card will be generated.
In this, the loan facility will be provided on the basis of your land. The special thing about this is that if you get a Kisan credit card from any rural bank, incentives etc. are given by the government in it and the farmers also get its benefit. Through this Kisan credit card, farmers get KCC loans at very low interest rates to sow crops. Not only this, loans up to Rs 3 lakh are given without guarantee.
PM Kisan Credit Card: Kisan Credit Card – 2022
The government had also started Kisan Kreditkort. Under which financial assistance will be given to many poor and small peasant families in the country. In this system, there is a provision to provide low-interest financial loans to about 2.5 million farmers in the country. For this, it is necessary that farmers have Kisan credit cards (KCC). Which they can do very easily!
This is a way to help farmers financially. To get a Kisan credit card, you will need an Aadhar card, a PAN card and a photo, which will be attached when you fill out the Kisan credit card (KCC) form. After this, your Kisan credit card will be generated. After making Kisan Credit Card, you also get many benefits.
These are the benefits of Kisan credit cards –
If you have a Kisan credit card, you can get many benefits from the Kisan Credit Scheme run by the government. You can get a loan of up to 3 lakhs through this credit card, on which you only have to pay interest with an interest rate of 2 percent, that is, the loan that the bank charges 9 percent interest on, you can easily get one You can get it at a low interest rate, as well as if you repay the loan taken from this KCC card on time, you get 3 percent more subsidy as the state! Along with this, only 4 percent interest needs to be paid on the loan amount you took out. All Farmers Can Benefit From Kisan Credit Cards!
Also read – PM Kisan 10th installment beneficiary list: See the entire beneficiary list, regardless of whether your name is there or not
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