KCC Yojana Document: Central Government Kisan Credit Card System (Kisan Credit Card Yojana) It applies to all farmers across the country to easily get the loan. This system was started so that farmers (peasant) They do not have to wander here and there for the loan and they do not have to pay high interest for the loan. Kisan credit card (Kisan credit card) 2022 was a credit system for farmers launched by the state in August 1998.
KCC Yojana Document – Kisan Credit Card
The model for the system was developed by the National Bank for Agriculture and Rural Development on the recommendations of the RVGUPTA Lending Committee. For agricultural needs Kisan credit card (Kisan credit card) It is an initiative of the Government of India to ensure that the farmers in the country get loans at affordable rates. KCC Yojana can also be called Kisan Credit Card Loan. Because it gives farmers maturity loans to cover the costs of cultivation, crops and farm maintenance.
KCC scheme (KCC schedule) It was launched to ensure that the credit needs of farmers in the agriculture, fisheries and animal husbandry sectors are met. This system (Kisan Credit Card Yojana) was launched by the central government to help them take out short term loans and provide credit limits for the purchase of equipment and their other expenses.
Authorization for Kisan credit cards
this plan (Kisan credit card system) All farmer individuals / co-borrowers who are owner farmers can apply to apply in! Leasing farmers, oral smaller and shared crops, etc. are also entitled to the KCC system. SHGs or Joint Liability Groups of farmers including tenants, co-owners, etc. Persons engaged in animal husbandry and fishing are also eligible for the Kisan credit card system.
Required Documents (Kisan Credit Card Yojana Documents)
Jo Kisan Bhi Kisan credit card (Kisan credit card) If you want to take advantage of the facility, they need to establish their identity and address. The applicant can submit any of the following documents:
- Properly completed and signed application form
- Copy of identity card such as Aadhar card, PAN card, voter ID, driver’s license, etc.
- Copy of proof of address such as Aadhar card, PAN card, voter ID, driver’s license. The certificate must include the applicant’s current address to be valid.
- market document
- photo in passport size of the applicant
- Other documents requested by the issuing bank
Kisan credit card interest rate 2022
Kisan credit card loan (Kisan credit card loan) The interest rate is determined by the bank / financial institution. However, it is monitored by the RBI and is usually in line with the Base Rate. In addition to the interest on the loan, some other extra fees are included in the KCC system. These include handling fees, insurance premiums, etc. But in many cases, the credit institutions waive these fees for the benefit of the farmers.
Kisan credit card (Kisan credit card) But the interest rate varies from bank to bank along with the credit limit. But the interest rate on the KCC (KCC interest rate) 2% and the average can be 4%! Apart from this, there are certain subsidies and schemes that the government can give to the farmers. (peasant) in relation to the interest rate. In the event of non-payment within the due dates, interest will be charged with short-term interest. The interest is added every six months from the due date.
kisan credit card online application [Application Form]
Kisan credit card (Kisan credit card) You must follow the procedure below to apply online Only then can you get Kisan credit cards online! Go to the website of the bank under which you want to apply for the KCC Scheme. Select Kisan credit card from the list of options.
When you click on the Apply Online option, the website will redirect you to the application page. planform (Kisan Credit Card Yojana Form) Fill in the form with the necessary information and click “Submit”. Then a reference number is sent for the application. If you are eligible, the bank will contact you for further processing within 3-4 working days. And you will get your KCC card (KCC card) will be received!
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