Atal Pension Yojana Amount: Everyone is worried about the cost of rising age. But now you do not have to worry. If you are also planning to make a safe investment to keep your pension safe, then you can invest money in the state’s Atal Pension Yojana.
Atal Pension Yojana Amount
Atal Pension Yojana was started in 2015. Although this system was started at that time for people working in the unorganized sectors, but now all Indian citizens aged 18 to 40 can avail pension by investing in this APY system. Those who have an account in a bank or post office, they can easily invest in it. In this pension system, depositors start receiving a pension after 60 years.
What is APY Atal Pension Yojana
Atal Pension Yojana is one such state system where the investment you make depends on your age. According to this APY pension system, you can receive a minimum monthly pension of Rs 1,000, Rs 2,000, Rs 3,000, Rs 4,000 and a maximum of Rs 5,000. It is a secure investment where you need a savings account, Aadhar number and a mobile number if you want to register.
During Atal Pension Yojana, people between the ages of 18 and 40 can enroll in Atal Pension Yojana. For this, the applicant should have a savings account in any bank or post office. Also note that you can only have one APY Pension Account.
When do you get more benefit
The earlier you invest in this Atal Pension Yojana, the more profit you will make. If a person joins Atal Pension Yojana (APY) at the age of 18, after the age of 60 he only has to deposit Rs 210 per month for a monthly pension of Rs 5000 each month. Thus, this plan is a good profit plan.
How to get 5000 Rs in monthly pension
That is, if you deposit 7 rupees daily in this Atal Pension Yojana, you can get a pension of 5000 rupees per month! At the same time, only 42 Rs will have to be deposited per month for a monthly pension of one thousand rupees. And for a 2000 Rs pension, Rs 84 per month, Rs 126 for Rs 3000 and Rs 168 for monthly pension must deposit each month.
Tax benefits: Atal Pension Yojana amount
Those who invest in Atal Pension Yojana also receive tax benefits of up to 1.5 lakh Rs according to the Income Tax Act 80C. Taxable income is deducted from this. Apart from this, an extra tax benefit of up to Rs 50,000 is also available in some cases. Total deductions of up to 2 lakh Rs are available in this APY system.
Provision on death before 60 years
There is such a provision in this Atal Pension Yojana that if the person associated with the system dies before the age of 60, his / her wife / husband can continue to deposit money into this system and receive a pension every month after 60 years. (Pension) can be obtained. There is also a possibility that the person’s wife may claim the lump sum after the death of the spouse. If the wife also dies, her APY trustee receives a lump sum.
what are the details
According to this Atal Pension Yojana, persons between the ages of 18 and 40 can enroll themselves in Atal Pension Yojana (APY). For this, the applicant should have a savings account in any bank or post office. Also note that you can only have one Atal Pension Account.
How to get a pension of Rs 60,000: Atal Pension Yojana amount
If you deposit 7 rupees daily into this system, you can receive a pension of 5000 rupees per month. That is, Rs 60,000 annually, while for a monthly APY pension of Rs 1,000 each month, only Rs 42 needs to be deposited. And for a pension of 2000 Rs, 84 Rs every month, Rs 126 for Rs 3000 and Rs 168 for monthly pension (Pension) must be deposited every month. That is, in a very small investment, your old age will be reduced without any tension. Only eligible people can benefit from this Atal Pension Yojana!
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